Commercial Clients

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Fleet operators and logistics companies contend with rising accident rates, cargo loss, and vehicle theft. Insurance costs have risen steadily due to increased claims and repair expenses.

KCB Consultancy supports businesses in this space by helping them assess key risk areas and explore available insurance options with confidence.

Construction firms face complex risks including site accidents, project delays, and high-value liability claims. Premiums for contract works and professional indemnity have seen significant increases.

KCB Consultancy supports construction businesses by helping them understand their risk profile and navigate insurance options more effectively.

Tech companies are exposed to data breaches, service failures, and growing compliance demands. Cyber insurance and errors and omissions cover are becoming more costly and complex.

KCB Consultancy helps technology businesses make sense of the evolving risk landscape and explore relevant cover options.

Manufacturers face challenges such as equipment failure, supply chain disruption, and liability from defective products. Business interruption and product recall cover are seeing notable premium increases.

KCB Consultancy works alongside manufacturing firms to highlight key areas of exposure and simplify the insurance procurement process.

With increasing regulatory pressure and reputational risk, financial firms often face steep costs for professional indemnity and directors’ and officers’ cover. Premiums continue to rise across the sector.

KCB Consultancy offers insights into current market conditions and helps firms explore insurance solutions that align with their operational needs.

Hotels, venues, and leisure operators face risks ranging from guest injury to property damage and cancellations. Premiums for public liability and property insurance have continued to climb.

KCB Consultancy works with hospitality businesses to provide clarity on market trends and assist in navigating suitable insurance pathways.

Owners and developers often face complex insurance needs across portfolios, developments, and mixed-use sites. Inconsistent cover, rising premiums, and valuation challenges are common — as is limited visibility on broker commissions.

KCB Consultancy supports property clients with greater transparency around structure, cost, and intermediary arrangements — all through an independent, non-advised approach.